Roth Contribution Income Limits 2024 Over 65. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2023 tax year was $6,500 or $7,500 if you were age 50 or older. The irs's annual ira contribution limit covers contributions to all personal iras, including both traditional.
Those are the caps even if you make more, up to the phaseout level. Visit the retirement plans section of the irs website.